935 G St, Reedley, CA 93654
(559) 638-3338
veronica@veronicab.net - NMLS# 328750


Central Valley's Top Rated Mortgage Lender

Start an Application

Please fill out the form and our staff will get back to you very soon. The application process is the first step to homeownership, and we will need some information from you to get the process started. For more information about the types of documents you can expect to have ready, please see below.


Documents Needed

We will request documents only after you have (1) received a Loan Estimate and a Home Loan Toolkit, and (2) you have provided us with your verbal or written “intent to proceed” with the mortgage application. Before receiving the requested documents we may ask you to provide us with Information that will help us to evaluate your potential application for a mortgage loan. Note: Different programs require varying amounts of documentation. The loan program you select may require more or less documentation.


For a Mortgage Loan:

• Past two (2) years W-2 statements
• Pay Stubs covering the last (30) thirty days
• Two most recent monthly bank statements
• Most recent transaction summary of 401K, IRA, or Mutual Fund 
• Photocopies of any stocks or certificates of deposits
• A letter of explanation for any known credit problems
• If you are currently renting, either 12 months canceled rent checks or the name and address of your current landlord


If you are Self Employed, Employed in Sales, Paid by Commission, or own Rental Real Estate.

• Two (2) years signed personal tax returns – including all schedules
If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet


For a Purchase:

• A signed purchase contract
• Realtor contact information
• Condo Association contact information


For a Refinance:

• A copy of the deed, and most recent tax bill


For a VA Loan:

• DD Form 214 (Long Form)


If you are Divorced:

• A fully executed divorce decree